How To Shop For Cheap Car Insurance Rates

How To Shop For Cheap Car Insurance Rates

by

Jim Johnson

Car insurance is one of those purchases whose price can vary radically depending on which company you contact. Because of the wide disparity in rates when you make an auto insurance comparison, you need to know how to get the cheapest car insurance rates that you can. After all, if all other considerations are equal, the auto insurer with the best car insurance quote is often your best bet.

The first thing to do is make sure that you shop around thoroughly to get enough rate quotes that you can make a good educated decision. Just don’t get a car insurance quote and buy the policy right there. As with so many other consumer decisions, car insurance is something that must be shopped and compared to get the best deal.

It’s often suggested to get at least three car insurance quotes before making a decision, but that is more like the minimum actually. You can get insurance quotes both online and offline as car insurance companies vary as to how they sell insurance. There are still many who sell through a network of their own agents exclusively. Other insurance companies will also sell through independent agents who may represent several companies at a time and can offer to make an auto insurance comparison among all the companies that they represent to give you the best deal.

[youtube]http://www.youtube.com/watch?v=SwAC6MnuSsc[/youtube]

But one of the fastest growing trends in selling car insurance is the online, direct to consumer companies. The internet has changed the face of many industries and auto insurance is certainly one of those that have been permanently altered. Today, you can simply find one of the major insurance quote providers on the web, enter your information and get a quote from several sources in very little time at all. And because many of these companies have much less overhead than other more traditional insurers, they are able to sell direct to the consumer and save them money as they do.

However, there are some things that you should consider before making any car insurance purchase. Be sure that the company you buy from is financially stable. As more and more newer companies get into the car insurance field, this becomes critical, so check their financial stability on sites such as ambest.com and standardandpoors.com before you buy, and see how the company is rated. It’s also a good idea to call your state insurance commissioner’s office and see how many customer complaints have been received by a particular company that you are considering too. This can help you find out if they not only sell insurance, but also provide good customer service after the sale.

Finally, ask around among your family and friends about their experiences with car insurance companies and see what information you can get. This is often one of the best, most unbiased ways of learning about almost any kind of product that you want to buy, so factor what they have to say in making your final decision as well.

If you take the steps mentioned above as you make an auto insurance comparison, you should be able to get a good picture of what will be the best choice for you and how you can get cheap car insurance rates too.

Find out more about how to get

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Ozzy Osbourne’s personal possessions fetch $800,000 for charity

Sunday, December 2, 2007

American heavy metal performer Ozzy Osbourne, who became famous as the lead vocalist for Black Sabbath and later as a solo act, has raised more than US$800,000 for The Sharon Osbourne Colon Cancer Program, founded by his spouse Sharon Osbourne at the Cedars Sinai Hospital, by auctioning off personal items.

A number of the items that he auctioned off over the two day period have been seen on his reality TV show The Osbournes, which featured home life with Sharon, Ozzy and their two children. Amongst some of the higher-priced items were a carved walnut Victorian-style custom built pool table which raised $11,250, a painting from Edourad Drouot which fetched $10,500, a pair of Ozzy’s famous round glasses which raised $5,250 and a dog bed given to Sharon by Elton John which sold for $2,375.

Some more famous items were also amongst the 500 lots offered. Ozzy’s black satin coat, complete with bat-wing cape, raised $3,300 and a hand-painted floral cup used regularly on The Osbournes made $1,625. A bronze plaque of a demon’s head that was regularly seen in its position adorning the front door of their house had been expected to go for $800 to $1,200instead raised $8,750. A wire model of the Eiffel Tower from on the kitchen table sold for $10,000, while skull-covered trainers Ozzy had worn reached $2,625. Bidders came from as far away as Germany to buy what they could from his mansion in Beverly Hills, California.

However, three cars included in the auction failed to attract bidders and did not sell. They were a 2006 Bentley Continental Flying Spur, estimated at $160,000 to $180,000, a 2005 Cadillac CTS-V sedan estimated at $30,000 to $40,000 and a 1950 Oldsmobile Futuramic 88 Club Coupe previously owned by author Danielle Steel estimated at $40,000 to $50,000. Sharon had earlier said of the cars “We’re not great car people. They really don’t do a lot for us.

Darren Julien, president of Julien’s Auctions, which organised the two-day sale, said “It did very well. It raised some good money for a very worthy cause.”

“For a celebrity garage sale, it was pretty spectacular.,” he went on. He also commented on the fact that there was fierce competition for the many artworks included. “We had Ozzy fans bidding against these sophisticated fine art buyers, which you don’t see every day. For the most part the metalheads were outbidding the art crowd.”

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Fall ’08 styles at New York Fashion Week: the ’70s are back

Tuesday, February 5, 2008

The fourth day of New York Fashion Week debuted few daring designs even from designers known for such work. With few exceptions, the overwhelming theme was “old is new” and that the ’70s were even more in fashion than the shows on Sunday suggested. Among the designers to unveil their Fall 2008 lines on Monday were Oscar de la Renta, Carolina Herrera, Betsey Johnson, Proenza Schouler and a rejuvenated Halston line, under the direction of designer Marco Zanini.

Both global warming and the slowing economy have been cited as reasons for the overwhelming use of lighter fabrics over heavier attire. Also, retro designs and continuing trends have been used in effort to save money, like the tights that were expected to go out of fashion this year. Even in the glamorous world of high-end fashion, money has been tight, and with the world economies in a collective downturn, major designers have been more wary of continuing to churn out the stream of couture designs that past Fashion Weeks have seen.

Proenza Schouler’s show took the ’70s retro theme to a fever pitch, liberally using bows on designs and debuting more retro-era wide-legged pants that were first seen in Sunday’s shows. Zanini’s Halston label also brought back the ’70s, resurrecting old designs that the founder of the line made famous. Since the designer Halston’s death in 1990, many designers have tried to take the label in different directions. Zanini’s unveiling on Monday brought the line back to its Studio 54 roots, while using trenchcoats, sheer fabrics, and cardigans to finish the ensembles with a modern twist.

Betsey Johnson also debuted old and new styles on Monday, to celebrate the 30th anniversary of her fashion label. Copies of her original 1978 one-piece bathing suit as well as some early 1980s fashions started off the show. Her new pieces, such as animal print leggings coupled with a short twill jacket, were perceived as very skintight and criticized for not representing more fuller figures. Johnson brushed off the criticism, noting, “It’s tighter and sexier, but I still believe the girl brings the sex to the clothes…You won’t look sexy in a tight, below-the-knee skirt if you don’t feel good in it.”

The lone daring designer for the day was Carolina Herrera, who discarded the furs she promoted in the Fall 2007 show to focus on a Peter Pan theme, with earth tones and bird feathers. To further the “flying Peter Pan” motif, models donned such designs as a chiffon dress with ostrich feathers and a taffeta gown with a feather waistband.

Oscar de la Renta opted for more traditional blacks, golds and grays, debuting lines for men and women in fabrics he is familiar with. Men were outfitted in tweed while women were fitted in dresses that experimented with embroidery and tulle, both shades of past collections.

New York Fashion Week runs until Friday. Among others, labels Badgley Mischka, Diesel, and Vivienne Tam unveil their newest collections on Tuesday.

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Chula Vista, California becomes model for blight control laws in the US

Tuesday, October 14, 2008

The San Diego, California suburb of Chula Vista has responded to the recent housing crisis with an aggressive blight control ordinance that compels lenders to maintain the appearance of vacant homes. As foreclosures increase both locally and throughout the United States, the one year old ordinance has become a model for other cities overwhelmed by the problem of abandoned homes that decay into neighborhood eyesores.

Chula Vista city code enforcement manager Doug Leeper told the San Diego Union Tribune that over 300 jurisdictions have contacted his office during the past year with inquiries about the city’s tough local ordinance. Coral Springs, Florida, and California towns Stockton, Santee, Riverside County, and Murietta have all modeled recently enacted anti-blight measures after Chula Vista’s. On Wednesday, 8 October, the Escondido City Council also voted to tighten local measures making lenders more accountable for maintenance of empty homes.

Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.

Under the Chula Vista ordinance lenders become legally responsible for upkeep as soon as a notice of mortgage default gets filed on a vacant dwelling, before actual ownership of the dwelling returns to the lender. Leeper regards that as “the cutting-edge part of our ordinance”. Chula Vista also requires prompt registration of vacant homes and applies stiff fines as high as US$1000 per day for failure to maintain a property. Since foreclosed properties are subject to frequent resale between mortgage brokers, city officials enforce the fines by sending notices to every name on title documents and placing a lien on the property, which prevents further resale until outstanding fines have been paid. In the year since the ordinance went into effect the city has applied $850,000 in fines and penalties, of which it has collected $200,000 to date. The city has collected an additional $77,000 in registration fees on vacant homes.

Jolie Houston, an attorney in San Jose, believes “Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.” Traditionally, local governments have resorted to addressing blight problems on abandoned properties with public funds, mowing overgrown lawns and performing other vital functions, then seeking repayment afterward. Chula Vista has moved that responsibility to an upfront obligation upon lenders.

That kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.

As one of the fastest growing cities in the United States during recent years, Chula Vista saw 22.6% growth between 2000 and 2006, which brought the city’s population from 173,556 in the 2000 census to an estimated 212,756, according to the U.S. Census Bureau. Chula Vista placed among the nation’s 20 fastest growing cities in 2004. A large proportion of local homes were purchased during the recent housing boom using creative financing options that purchasers did not understand were beyond their means. Average home prices in San Diego County declined by 25% in the last year, which is the steepest drop on record. Many homeowners in the region currently owe more than their homes are worth and confront rising balloon payment mortgages that they had expected to afford by refinancing new equity that either vanished or never materialized. In August 2008, Chula Vista’s eastern 91913 zip code had the highest home mortgage default rate in the county with 154 filings and 94 foreclosures, an increase of 154% over one year previously. Regionally, the county saw 1,979 foreclosures in August.

Professionals from the real estate and mortgage industries object to Chula Vista’s response to the crisis for the additional burdens it places on their struggling finances. Said San Diego real estate agent Marc Carpenter, “that kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.” Yet city councils in many communities have been under pressure to do something about increasing numbers of vacant properties. Concentrations of abandoned and neglected homes can attract vandals who hasten the decline of struggling neighborhoods. Jolie Houston explained that city officials “can’t fix the lending problem, but they can try to prevent neighborhoods from becoming blighted.”

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CEO Robert Klein of Safeguard, a property management firm, told the Union Tribune that his industry is having difficulty adapting to the rapidly changing local ordinances. “Every day we discover a new ordinance coming out of somewhere”, he complained. Dustin Hobbs, a spokesman from the California Association of Mortgage Bankers agreed that uneven local ordinances are likely to increase the costs of lending. Hobbs advised that local legislation is unnecessary due to California State Senate Bill 1137, which was recently approved to address blight. Yet according to Houston, the statewide measure falls short because it fails to address upkeep needs during the months between the time when foreclosure begins and when the lender takes title.

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How To Care For Juvenile Diabetes Patient At Home?

By Ashish Jain

The treatment given to the child at the doctor’s chamber has medicinal as well as psychological value. The child trusts the immaculately dressed man, with stethoscope dangling on his neck. The child has read books and seen it on TV that such doctors virtually bring back the patient from the jaws of death.

But the reality is different. Juvenile diabetes is a peculiar disease. It is not like, one day stomach ache, two days toothache or three days headache. The modern child is educated enough to understand what diabetes is about. It is aware of the serious implications of the disease. Naturally it would be the shocking news for the parents that their young child has diabetes. But the reality has to be faced boldly by both the parents and the child. For winning such cases, 80% of the treatment is psychological where only 20% is the actual medication.

Remember, food is responsible for every type of disease and food takes responsibility for curing every type of disease. This statement may look contradictory, but it is nothing but the truth. We need to take right food at the right time. The number one rule for diabetic children is that they need to eat healthily. And this diet education needs to be given to the children from the parents as a part of the home discipline.

[youtube]http://www.youtube.com/watch?v=a5zsJYGIwGY[/youtube]

Your love to the child need not be expressed through fulfilling its demand for wrong types of food. The various types of junk foods with more and more carbohydrates, sugarcoated and cream items should be

avoided at all the cost. Give your child the appropriate food items such as seasonal fruits and vegetables, containing adequate fiber.

In initial insulin program that is provided to the children with diabetes is short term acting Hymalog NPH and long terms acting Humalin N.

Your child must not feel that its freedom to eat what it wanted is curbed totally. You need to fix the eating time-table in such a way that all the harmful items are strictly avoided, and with the addition of new items that would be liked by the child.

Take the child for a morning or evening walk. This will add to the bonds of affection. It is good for diabetes as walking helps the activity of metabolism. Similarly the child needs to be taught some simple physical exercises that are both fun and of immense benefit in the actual treatment of diabetes.

Therefore ‘love plus discipline in diet’ is the major part of care and treatment for juvenile diabetes.

About the Author: To get more information on diabetes, type 1 diabetes and juvenile diabetes visit

diabitieslife.com/diabetes/

Source:

isnare.com

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NASA issues survivability report on Columbia crash

Friday, January 2, 2009

NASA has issued a report on survivability during the Space Shuttle Columbia disaster, entitled “Columbia Crew Survival Investigation Report”. Although the report finds the accident was impossible to survive, it still faulted a number of design issues with the astronauts’ equipment.

The accident investigation report was released in 2003, the year of the crash. During launch on January 16, the spacecraft’s wing was holed when a chunk of foam detached and struck it. The shuttle then broke up on re-entry on February 1 over Texas, killing the seven on board.

This new report reveals details of what happened to the astronauts during the accident sequence, although some parts have remained confidential to the victims’ families. The report reveals that within seconds of the breakup commencing the crew became unconscious due to the rapid depressurization and that they never regained consciousness prior to their deaths.

The report notes that the cabin began spinning wildly, causing some of the astronauts’ helmets to come off. The report noted that most on board were secured only by lap harnesses that offered no restraint to the upper body and were not designed to cope with sideways motion, meaning “lethal trauma” was caused by the rotation. However, the report was unable to determine whether the astronauts had died from oxygen deprivation or the extreme nature of their injuries.

The pressure suits the crew wore, introduced after the Space Shuttle Challenger disaster, were criticised as the crew could not keep their visors down throughout re-entry due to a design limitation that would have caused excess levels of oxygen to be present had they done so, leaving the suits unsealed. The gloves also made many tasks difficult or impossible. When the accident occurred, three people were not wearing gloves, one was not wearing a helmet, and none had their visors down. The helmets also did not conform to the heads of the wearers.

Upon disintegration, the occupants were exposed to extreme heat and high friction from re-entry. The astronauts likely died very quickly, and were probably dead by the time Columbia broke apart.

The report added that although the crew all wore parachutes, they had to be activated by the crew — impossible as they were unconscious. The report concluded that future spacecraft require sturdier construction and better restraints, while safety devices should be automatic. NASA is designing better suits and helmets.

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British conductor Edward Downes and wife die in double assisted suicide

Tuesday, July 14, 2009

British conductor Sir Edward Downes and his wife Joan took their lives at a Swiss assisted suicide clinic on Friday, July 10, 2009, according to a statement from their family. Lady Downes, 74, was afflicted with terminal cancer, and Sir Edward, 85, was nearly blind with increasing hearing difficulties. These disabilities had forced him to give up conducting. Having no religious beliefs, the couple decided against holding a funeral.

The statement read, “After 54 happy years together, they decided to end their own lives rather than continue to struggle with serious health problems. They died peacefully, and under circumstances of their own choosing, with the help of the Swiss organisation, Dignitas, in Zurich.”

Many who knew the couple as friends said that Sir Edward was not terminally ill, but wanted to die with his wife, who he had been with for more than 50 years.

Sir Edward Downes’s children, in an interview with The London Evening Standard, said they escorted their parents to Zurich, and on that Friday, they watched in tears as their parents consumed “a small quantity of clear liquid,” and then proceeded to lie down together, holding hands.

“Within a couple of minutes they were asleep, and died within 10 minutes,” said their 41 year old son, Caractacus Downes.

Sir Edward was well respected in the operatic and orchestral worlds and was particularly noted for his performances of British and Russian music and of Verdi, conducting 25 of the composer’s 28 operas. He had a long association with the Royal Opera House, where he conducted for more than 50 seasons in succession. This did not stop him from refusing to conduct a series of performances of Verdi’s Nabucco there as he was “out of sympathy” with the adventurous production. His approach to conducting was similarly conservative. He wrote “The duty of a conductor should be to present… a faithful and accurate account of the composer’s music as he wrote it, disregarding any subsequent ‘interpretations’, ‘meanings’, or political agendas that may have been attached to it by others.”

It was on Friday, 28 September, 1973, that Sir Edward conducted the opening public performance at the Sydney Opera House, a staging of Prokofiev’s War and Peace by Opera Australia, of which he was musical director. Downes also served as chief conductor of the Netherlands Radio Orchestra and principal conductor of the BBC Philharmonic.

The family reported that Lady Downes “started her career as a ballet dancer and subsequently worked as a choreographer and TV producer, before dedicating the last years of her life to working as our father’s personal assistant.”

The Metropolitan Police have announced that Greenwich CID are investigating the circumstances of the couple’s deaths. Assisting a suicide is illegal in the United Kingdom.

Over 100 people who wished to die have made the journey from Britain to Switzerland to take advantage of the clinical services that Dignitas offers. British police have investigated many of the resulting deaths, but no family member has yet been prosecuted for helping relatives negotiate with Dignitas and travel to Switzerland. Debbie Purdy, a woman with multiple sclerosis, attempted last year to obtain a ruling from the English High Court that family members would not be prosecuted for helping someone use the service, and in particular that her husband would not be charged should she decide to use Dignitas in future. The court refused as it believed that such clarification is the responsibility of parliament and not the judiciary.

Last week the House of Lords rejected a proposal by former Lord Chancellor Lord Falconer to allow people to help someone with a terminal illness travel to a country where assisted suicide is legal.

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Hiring A Seo Company Vs Ppc Marketing The Investment That Makes Sense

By Moe Tamani

Inspite of all the differences, search engine optimization and PPC campaigns have one thing in common – they are both keyword driven. Both the processes require investment and both are effective mediums of creating online presence.

In the recent times, we have seen the click cost increasing. As a result there are many companies who had invested in PPC marketing campaigns are looking at other options. One such option is hiring an SEO company to enhance their online marketing portfolio. This will help them to reduce the advertising investment and also increase their visibility.

There have been many cases of click fraud in the recent past, which has led to the increase on the PPC costs. Hence, slowly more and more businesses and marketing companies are moving towards the search engine optimization medium to fulfill their online marketing needs. But the evaluation process remains the same for choosing a SEO company, which is through cost per click.

One of the most important things to note is that an online promotional campaign created by a reputed SEO company will always provide a lower cost per click than the PPC and this stands true for any industry.

The critical difference between the two lies in the advertising investment that a business or a company will have to undertake. Although both hiring an SEO company and creating a PPC campaign have their merits and demerits but on a scale of 1 to 10, using an SEO company is at a higher position.

[youtube]http://www.youtube.com/watch?v=bjGXwedOtjs[/youtube]

To judge the difference and the impact they have on the advertising costs, we will take a look at PPC and search engine optimization separately.

PPC Marketing

There is one common factor that binds PPC campaigns to other avenues of advertising like billboards, print ads, television etc. All of them create a public awareness and remain in public view as long as the advertisements are on. Which basically means that as long as you pay for them, you advertisement will be on air and the moment you stop the investment, you will be off air and consumers normally have a short-term memory. So there goes your visibility.

It stands true for PPC as well as a print advertisement. In a PPC, once you stop paying, your advertisements will not appear on the search engines and this means there will be no more traffic. So you will end up losing all the exposure and all the graphs, charts and traffic reports from PPC campaigns will suddenly become useless.

This means that you need to figure out your average cost per click in a PPC campaign as everything us happening in real time. A PPC campaign can begin almost instantly. The moment you make your investment, your campaign will start and the moment you cut down on your investment or stoop paying, the PPC campaign will end instantly. This is a clear delineation.

Search Engine Optimization

We mentioned earlier that more and more businesses are looking at using services of a SEO company because it comes across as a sound investment and it doesn’t happen in real time.

Search engine optimization as compared to a PPC campaign doesn’t have any clear delineation as far as deriving benefit from the campaign is concerned. In a search engine optimization process, there is no end.

If you have invested in a SEO company to carry out search engine optimization services, you can stop your investment after the SEO campaign and it will not affect your visibility. The SEO campaign will still generate revenue and get traffic to your website, long after it has been executed.

The impact of the search engine optimization campaign is not dependent on whether you keep the SEO company or not for long-term but the distinct advantage will definitely be long-term and can extend to a year or even more.

Quitting in the middle of a SEO campaign is not recommended as it may be detrimental for the growth of the business but you can always cut down on your SEO marketing spend. If on a low budget, you can derive several benefits through search engine optimization.

This is the sole reason why a SEO company is preferred to the PPC campaign because it enhances the ROI on a long-term basis.

About the Author: Moe Tamani is a

Search Engine Optimization Specialist

for a Dallas based

SEO Company

Source:

isnare.com

Permanent Link:

isnare.com/?aid=181914&ca=Marketing

Interview with Innocent Watat, City Council candidate for Wards 3 & 4 in Brampton, Canada

Saturday, October 21, 2006

The upcoming 2006 Brampton municipal election, to be held November 13, features an array of candidates looking to represent their wards in city council or the council of the Peel Region.

Wikinews contributor Nick Moreau contacted many of the candidates, including Innocent Watat, asking them to answer common questions sent in an email. This ward’s incumbent is Bob Callahan; Balbir Babra, Manny Bianchi-Morfino, Dolly Khokhar, Maria Peart, Tim Turcott, and Sheila White.

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UK clarifies foreign, domestic response to cost of living crisis

Monday, March 14, 2022

Wikinews received clarification earlier this month from the United Kingdom Department for Business, Energy and Industrial Strategy (BEIS) regarding the government’s response to the cost of living crisis following the Russian invasion of Ukraine.

The UK anticipated Russian action against Ukraine for several months, and has coordinated a response with NATO and the European Union. Many “swift retributive responses including an unprecedented package of sanctions” promised in January were imposed after the Russian invasion began in February.

They now include “financial, trade, aircraft, shipping and immigration sanctions” to urge Russia “to cease actions which destabilise Ukraine, or undermine or threaten the territorial integrity, sovereignty or independence of Ukraine.” Most recently, it includes a commitment made by Business Secretary Kwasi Kwarteng Tuesday to phase out Russian oil and natural gas in the UK by the end of the year.

The announcement came the same day United States President Joe Biden announced a ban on imports of Russian oil, coal and gas.

However, a UK government spokesperson told Wikinews: “We cannot have a cliff-edge where oil and gas are abandoned overnight. Turning off the taps would put energy security, British jobs and industries at risk and we would be even more dependent on foreign imports.”

The European Commission was more cautious, planning to cut Union dependence on Russian imports by two-thirds this year, before ceasing altogether “well before 2030”. But whereas Russia supplies 40% of the EU’s natural gas, much of the UK’s energy is produced domestically.

The spokesperson contrasted the British situation with that of the EU: “Our single largest source of gas is from the UK Continental Shelf and the vast majority of imports come from reliable suppliers such as Norway.

“There are no gas pipelines directly linking the UK with Russia. Imports from Russia made up less than 4% of total UK gas supply in 2021.

“Ministers and officials continue to engage constructively and regularly with energy intensive industries and our priority is to ensure costs are managed and supplies of energy are maintained.”

A government FAQ published February 25 adds the UK has three liquefied natural gas (LNG) terminals, while Germany has none. The fact sheet urged “European countries on the continent reduce their reliance on Russian gas both through alternative supplies, including the global [LNG] market”.

A press release from Tuesday specifically named Vladimir Putin, Russia’s president, and called the invasion “illegal”. The spokesperson said: “We continue to monitor the impacts that Putin’s unprovoked invasion of Ukraine is having on the cost of living in the UK, so we keep our approach under review.”

The release asserted Russian oil “is already being ostracised by the market”. And in any case: “In a competitive global market for oil and petroleum products, demand can be met by alternative suppliers. We will work closely with international partners to ensure alternative supplies of fuel products.”

But high inflation, already associated with the rising cost of petrol, has seen prices rise in all key areas. Before the Russian invasion, the Bank of England forecast inflation to rise to about 7% in spring, from 5.4% last year. And economists cited by The Guardian reportedly project inflation to rise to almost 8% next month.

Consultancy firm The Centre for Economics and Business Research more than halved its growth expectations for 2022 from 4.2% to 1.9% Tuesday. The Institute for Fiscal Studies (IFS) has said the £9 billion package by Chancellor of the Exchequer Rishi Sunak “would now offset only about one fifth of the rise in household energy bills.”

The government spokesperson said: “We recognise the concerns people have about the cost of living, which is why we have set out a generous package of support worth around £21bn including a £150 council tax rebate from April and a further £200 energy bill discount in October – cutting energy bills quickly for the majority of households.”

They added: “We are already providing support to families worth around £20 [billion] this financial year and next, including cutting the Universal Credit taper to make sure work pays, freezing alcohol and fuel duties to keep costs down, and providing £9.1bn to support 27 million households with their energy bills.”

As hinted, all measures were introduced prior to the Russian invasion of Ukraine, which began on February 24.

On February 3, it was announced those in England in Council Tax bands A-D would get £150 off their council tax payments. It was also announced there would be a £200 discount on all Britons’ energy bills in autumn. The £200 would be repaid automatically over the next five years, which Leader of the Opposition Sir Keir Starmer likened to a loan.

During Prime Minister’s Questions (PMQs) Wednesday, he derided Sunak for proposing “a forced £200 loan for every household paid back in mandatory instalments”.

Prime Minister Boris Johnson defended the government for their £20 billion support package, calling the measures “unprecedented”. He added he plans to set “out an energy independence plan for this country in the course of the next few days to ensure that we undo some of the damage of previous decisions taken”.

Sunak announced changes to Universal Credit and the continued freeze of fuel levies during his autumn budget statement on October 27. The amount withheld workers making above the worker allowance threshold per pound was reduced from 63 pence to 55 pence. It follows the UK government’s cancellation of a Covid-19 uplift of £20 per week to Universal Credit in early October, which cut the income of six million claimants by £1040 per annum.

The fuel duty was frozen twelve years ago and has not been lifted since. It is estimated to save motorists £1900.

The statement also included a “radical simplification” of alcohol duties, reducing the taxable bands from fifteen to six and suspending a planned hike at a £3 billion loss to HM Treasury. This was encouraged by many organisations, including the British Beer and Pub Association.

Even so, the measures have been criticised as too meagre to address the reality of the situation. Ahead of Sunak’s spring statement slated for March 23, Conservative MPs have pressured the Chancellor to consider new measures. A source reportedly told The Guardian officials in HM Treasury are weighing options; publicly, they state “There’s only so much that can be done, and we’ve never seen oil prices where they are now.”

Analysts warned Britons from February 24 household gas and electricity bills could reach £3000 per year. The Office of Gas and Electricity Markets announced it would lift a cap on default energy tariffs by 54% to £1971 from April.

Though oil prices stabilised to below USD120 per barrel Wednesday, Brent Crude briefly reached a 2008 high of $147.50 per barrel and remain substantially higher from before the Russian invasion. To minimise the effect this will have on British consumers, Sir Keir pushed for nuclear power, renewable energy and home insulation at PMQs.

Johnson defended his record on renewables, calling the UK “the Saudi Arabia of wind power”. The UK spokesperson told Wikinews “It’s the right thing to do to move away from dependence on Russian oil and gas across Europe and this means looking at more nuclear and much more use of renewable energy.”

However: “Companies and skilled employees right across the UK’s gas sector are working to maximise production through this winter, helped by several small new wells and fields that have come online in recent months and edged production up.” The example Wikinews raised over the Abigail oil field in the North Sea, which was greenlit for development by an Israeli firm on February 2, was not addressed. At the time, the director of the Oil and Gas Authority told Sky News oil and gas will remain a source of British energy for decades.

The government spokesperson continued: “The issues we are facing are a result of high international gas prices rather than supply, and further UK oil and gas licensing is unlikely to have a major impact in the short term.”

The Labour Party has urged a windfall profits tax to be imposed on excess profits made by major fossil fuel companies, including BP and Shell plc. Both companies reported historic profits for 2021 in February. BP saw profits of $12.8 billion from -$5.7 billion in 2020, and Shell $19.3 billion from $4.85 billion in 2020.

After BP’s announcement, Shadow Chancellor of the Exchequer Rachel Reeves tweeted “The chancellor’s energy plans last week left families more worried than ever. It’s time for Labour’s plan for a one-off windfall tax on oil and gas producers to cut bills.” However, when pressed at PMQs, Johnson urged a “a sober, responsible approach.”. He said: “The net result of [a windfall tax] would be to see the oil companies put their prices up yet higher, and make it more difficult for them to [divest] from dependence on Russian oil and gas.”

The UK government spokesperson told Wikinews: “A windfall tax could deter £14 billion worth of opportunities awaiting investment, which would risk both security of our energy supply, as well as almost 200,000 jobs that rely on the industry.

“Oil and gas companies in the North Sea are already subject to a tax rate on their profits that is more than double those paid by other businesses. To date, the sector has contributed more than £375 billion in production taxes.

“We keep all taxes under review but we do not comment on speculation about tax changes.

“The UK Government places additional taxes on the extraction of oil and gas, with companies engaged in the production of oil and gas on the UK Continental Shelf subject to headline tax rates on their profits that are currently more than double those paid by other businesses. To date, the sector has paid more than £375 billion in production taxes.”

The government is also criticised for its plan to retrofit homes with poor insulation. In March last year, the government’s flagship green homes grant was scrapped, having only installed 5800 energy efficiency measures.

The government spokesperson responded: “We are investing almost £6.6 billion to support the installation of energy efficiency measures in low energy performance homes including older properties with low income home owners and tenants.

“The Heat and Buildings Strategy set out a comprehensive package of measures we are taking to kickstart the transition to low-carbon heat and build the market for heat pumps. This includes investment in a new £450 [million] Boiler Upgrade Scheme, the £950 [million] Home Upgrade Grant and the £60 [million] Heat Pump Ready research programme.”

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